Easy Steps to Check Bank Account Balance On Your Phone

How to Check Bank Account Balance on Your Phone

Introduction

Checking your bank account balance is an essential task to keep track of your finances. With the advancement of technology, you can now conveniently check your bank account balance on your phone. There are several ways to do this, and in this article, we will explore different methods to check your bank account balance using your smartphone.

1. Net Banking

Net banking is one of the most efficient ways of checking your bank account balance without visiting a bank. Most banks offer online banking services through their mobile applications or websites. To check your bank account balance using net banking, follow these steps:

1. Download your bank's mobile application or access their website on your phone.
2. Log in to your account using your username and password.
3. Navigate to the "Accounts" or "Balance" section.
4. You will be able to see your account balance displayed on the screen.

2. UPI App

Unified Payment Interface (UPI) apps, such as Google Pay, PhonePe, or Paytm, also provide an option to check your bank account balance. To check your bank account balance using a UPI app, follow these steps:

1. Download and install a UPI app on your phone.
2. Open the app and log in with your UPI ID or mobile number.
3. Select the option to check your bank account balance.
4. Enter your bank account details or link your bank account to the UPI app.
5. Your bank account balance will be displayed on the screen.

3. ATM

Visiting an ATM is another traditional method to check your bank account balance. To check your bank account balance using an ATM, follow these steps:

1. Locate an ATM nearby.
2. Insert your bank card into the ATM.
3. Enter your PIN to access your account.
4. Select the option to check your account balance.
5. Your account balance will be displayed on the screen.

4. Missed Call

Many banks provide a missed call facility to check your bank account balance. To check your bank account balance using a missed call, follow these steps:

1. Ensure that your mobile number is registered with your bank account.
2. Find the specific missed call number provided by your bank.
3. From your registered mobile number, dial the missed call number.
4. After a few rings, the call will automatically disconnect.
5. You will receive an SMS with your bank account balance.

5. Text Message

Some banks allow you to check your bank account balance by sending a text message. To check your bank account balance using a text message, follow these steps:

1. Open the messaging app on your phone.
2. Create a new message.
3. Enter the specific SMS code provided by your bank.
4. Send the message to the designated number.
5. You will receive an SMS with your bank account balance.

6. Passbook

For those who prefer a physical record of their transactions, you can check your bank account balance using a passbook. To check your bank account balance using a passbook, follow these steps:

1. Locate your bank's nearest branch.
2. Visit the branch and carry your passbook with you.
3. Submit your passbook to the bank teller.
4. The bank teller will update your passbook with the latest balance.
5. Collect your passbook and check the updated balance.

7. Mobile Banking

Mobile banking applications provided by banks offer a convenient way to check your bank account balance. To check your bank account balance using a mobile banking app, follow these steps:

1. Download your bank's mobile banking application on your phone.
2. Open the app and log in with your credentials.
3. Navigate to the "Accounts" or "Balance" section.
4. Your bank account balance will be displayed on the screen.

8. Account Number

If you have your bank account number, you can check your bank account balance by contacting your bank's customer service or using their online banking services. To check your bank account balance using your account number, follow these steps:

1. Download your bank's mobile application or access their website on your phone.
2. Log in to your account using your username and password.
3. Navigate to the "Accounts" or "Balance" section.
4. Enter your bank account number.
5. Your bank account balance will be displayed on the screen.

Checking your bank account balance on your phone has become easier than ever with the various methods available. Whether you prefer net banking, UPI apps, ATMs, missed calls, text messages, passbooks, mobile banking, or using your account number, you can conveniently keep track of your finances on the go. Make sure to choose the method that is most convenient for you and always ensure the security of your personal and banking information.