Easy Guide: Check Bank Balance On Your Phone!

How to Check Bank Balance on Your Phone

Introduction

With the advancement of digital technology, checking your bank balance has become easier than ever before. You no longer need to visit a physical bank branch or ATM to perform financial transactions. Whether you want to transfer money, check your account balance, or deposit funds, you can do it all with just a few taps on your smartphone. Regularly monitoring your bank balance is essential to stay updated with your financial transactions and identify any potential errors or fraud. In this article, we will explore various methods to check your bank balance on your phone.

1. Ensure Mobile Number Registration

Before you proceed to check your bank balance on your phone, it is crucial to ensure that your mobile number is registered with your bank. Your mobile number should be active and capable of receiving SMS and making phone calls.

2. Use a Smartphone

To take advantage of different banking apps or UPI apps, it is recommended to use a smartphone with an active internet connection. This will provide you with access to a wide range of banking services and features.

3. Link ATM or Debit Card

Make sure that your ATM or debit card is linked to your bank account. This will allow you to easily access your account balance and perform various banking transactions.

4. Activate Internet Banking Services

Ensure that you have activated internet banking services for your bank account. Internet banking provides a convenient and secure way to manage your finances online.

5. Net Banking

Net banking is one of the most common methods to check your bank account balance. Follow these steps to use net banking:

1. Go to the official website of your bank on your phone.
2. Log in using your credentials. If you are a first-time user, click on the 'register' or 'first time user' tabs to create an account.
3. Enter your account number, cell phone number, email address, debit card number, and CVV number.
4. Submit the form and a one-time password (OTP) will be generated.
5. Enter the OTP that was delivered to your registered mobile number.
6. Create a username and password for future logins.
7. Select 'login' from the drop-down menu to access your bank account.
8. You can now check your account balance online and perform various banking activities and transactions.

6. ATM

Another convenient method to check your bank account balance is by using an ATM. Follow these steps:

1. Locate a local ATM and insert your ATM card or debit card.
2. Follow the on-screen instructions to navigate to the balance inquiry option.
3. Your account balance will be displayed on the screen.
4. It is advisable to use your own bank's ATM or an ATM network affiliated with your bank to avoid additional fees.

7. Mobile Banking Apps

Most banks provide mobile banking apps that allow you to check your account balance and perform various transactions. Simply download the app from your bank's website or the app store, and log in using your credentials. The app will provide you with a user-friendly interface to access your bank account anytime, anywhere.

8. Missed Call or SMS

Some banks offer the facility to check your bank balance by giving a missed call or sending an SMS. Check with your bank if they provide this service and follow the instructions provided to check your account balance.

Checking your bank balance on your phone has become quick and convenient with the advancement of digital technology. Whether you prefer using net banking, ATMs, mobile banking apps, or other methods, ensure that you have an active mobile number registered with your bank, a smartphone with an active internet connection, and your ATM or debit card linked to your bank account. Regularly monitoring your bank balance will help you stay updated with your financial transactions and ensure the security of your funds.