How to Consult My Bank of America Balance by Phone

How to Check Your Bank of America Balance by Phone

If you are a Bank of America customer, you have the convenience of accessing your accounts and checking your balance by phone. The Bank of America's automated Banking by Phone service allows you to check your balance, transfer money between accounts, verify recent deposits and withdrawals, and find out what checks have recently posted. This service is available 24 hours a day, seven days a week, 365 days a year.

Step 1: Dial the Phone Number

To access your accounts by phone, simply call the Bank of America's toll-free number: 800.432.1000. This number is available for both personal and business account holders. Make sure you have your account number and other identifying information ready before making the call.

Step 2: Follow the Prompts

Once you have dialed the number, you will be greeted by an automated voice system. You will need to follow the prompts given by the system to navigate through the different options and access your account information. The system will ask you to enter your account number and other identifying information to verify your identity.

Step 3: Check Your Balance

After you have provided the necessary information, the system will give you the option to check your account balance. Simply follow the prompts to select this option and the system will provide you with your current balance. The balance will include all your available funds, as well as any pending transactions or holds on your account.

Step 4: Transfer Funds

If you need to transfer money between your Bank of America accounts, the automated system allows you to do so. Follow the prompts to select the transfer option and enter the necessary information, such as the account numbers and the amount you wish to transfer. The system will guide you through the process and confirm the transfer once it is completed.

Step 5: Verify Recent Transactions

Another useful feature of the Banking by Phone service is the ability to verify recent deposits and withdrawals. The system will provide you with a list of your most recent transactions, including the date, description, and amount of each transaction. This can help you keep track of your finances and ensure that all transactions are accurate.

Step 6: Find Out Posted Checks

If you have written checks and want to know if they have been posted, the automated system can provide you with this information as well. It will give you a list of checks that have recently cleared, including the check number, date, and amount. This can be helpful in reconciling your bank statement and ensuring that all checks have been processed.

Step 7: Follow Additional Prompts

Depending on your specific needs, the Banking by Phone service offers additional options and features. The system will provide you with prompts to access these features, such as setting up alerts, updating account information, or speaking with a customer service representative. Simply follow the prompts to navigate through these options and select the services you require.

By using the Bank of America's Banking by Phone service, you have the flexibility to manage your accounts and check your balance at any time, from anywhere. This convenient service ensures that you have access to your financial information whenever you need it, without the need to visit a branch or use a computer. It is a secure and efficient way to stay on top of your finances and make informed decisions regarding your money.