Easy Ways To Monitor Your Apple Card Balance

How to Check Your Apple Card Balance

Introduction

Apple Card is a credit card offered by Apple Inc. that provides users with a simple and intuitive way to manage their finances. One of the key features of Apple Card is the ability to easily check your card balance. In this article, we will guide you through the steps to check your Apple Card balance using the Wallet app on your iPhone.

Step 1: Open the Wallet App

To check your Apple Card balance, start by opening the Wallet app on your iPhone. The Wallet app is pre-installed on all iPhones and can be easily accessed from the home screen.

Step 2: Tap on Apple Card

Once you have opened the Wallet app, locate and tap on the Apple Card option. This will take you to the Apple Card interface, where you can view and manage your card details.

Step 3: View Your Card Balance

After tapping on Apple Card, you will be able to see your card balance displayed below your card. The card balance includes all new spending and any remaining monthly balance.

If you have Apple Card Monthly Installments, your balance will also include the newly billed monthly installment. It's important to note that pending transactions may still be reflected in your card balance until they clear, even if you make a maximum payment.

Step 4: Find Your Monthly Balance

Your monthly balance includes all of your spending in a calendar month, excluding any pending transactions. It also includes interest charges and credits posted to your account, as well as any remaining balance from the previous month.

If you have Apple Card Monthly Installments, your monthly balance will also include your interest-free monthly installment. Paying off your monthly balance by the due date will stop additional interest charges on your account.

To find your monthly balance, follow these steps:

1. Open the Wallet app on your iPhone.
2. Tap on Apple Card.
3. Tap on Pay.
4. Your monthly balance will be automatically selected, and you will see a green checkmark. If you have already made a payment towards your monthly balance, your remaining monthly balance will be shown.

Step 5: Find Your Minimum Payment Due

The minimum payment is the minimum amount you must pay towards your Apple Card balance to keep your account current. To find your minimum payment due, follow these steps:

1. Open the Wallet app on your iPhone.
2. Tap on Apple Card.
3. Tap on Pay.
4. Press and slide counterclockwise until the wheel turns red and stops.
5. You will see the minimum payment due displayed.

If you have purchased an eligible Apple product with Apple Card Monthly Installments, your monthly installment will be included in the minimum payment amount.

Step 6: Making Payments

Apple provides users with convenient options to make payments towards their Apple Card balance. You can schedule recurring payments or make a one-time payment directly from the Wallet app on your iPhone. Alternatively, if you do not have an eligible iPhone or iPad, you can make an Apple Card payment online at card.apple.com.

Here's how to set up scheduled payments for Apple Card:

1. Open the Wallet app on your iPhone.
2. Tap on Apple Card.
3. Tap on the More button (represented by three dots).
4. Select Scheduled Payments.
5. Tap Set Up and then Continue.
6. Choose the amount you want to pay by selecting Monthly Balance, Minimum Payment Due, or Other Amount.
7. If you selected Monthly Balance or Minimum Payment Due, select the date when you want your payment to be made. Then tap Next.
8. If you selected Other Amount, enter your desired payment amount and select the date for payment. Tap Next.
9. Review your scheduled payment details and tap Done to confirm.

It's important to note that for Apple Card Family, account owners and co-owners are responsible for all payments on the shared Apple Card account. Co-owners can make payments on the account and add a bank account. Before making or scheduling a payment on a shared Apple Card account, co-owners should verify that the correct bank account is selected.

Checking your Apple Card balance is a straightforward process that can be done using the Wallet app on your iPhone. By following the steps outlined in this article, you can easily access your card balance, monthly balance, and minimum payment due. Additionally, Apple provides convenient options to make payments, ensuring that you can manage your finances efficiently and effectively.